Business continuation insurance is a type of life and disability insurance that covers losses if a key executive business owner or partner dies or becomes disabled. Business continuation insurance is a risk management strategy that enables the rest of the company to move forward despite the loss of a key person it helps reduce the effect of the stress resulting from the financial losses and sudden lack of leadership and implements a clear agreement to ensure business succession and prevent future power . Business continuation insurance serves the business continuity needs should a partner die or become disabled having continuity insurance mitigates risk to the business and enables the remaining partners to continue forward read more about this risk management and succession strategy. Business continuation insurance when a business owner dies money to ensure the business can continue that money might be used to allow a surviving partner or joint owner to buy the deceaseds portion of the business from his estate the estate and surviving family may not want the business yet they need the money
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